FOLLOW US

ON FACEBOOK and LIKE OUR PAGE WITH OTHERS

​​CONTACT US DIRECTLY

To schedule aFREE INITIAL 

CONSULTATION, contact us

Toll Free at 1-800-660-5608, or your can simply CONTACT US online by completing the form below.


The * indicates required information.



​​WHO PAYS FOR LONG TERM CARE?




​C.           L O N G - T E R M   C A R E   I N S U R A N C E.

Long-term care insurance (“LTCI”) is the best choice for paying for long-term care costs. Also, a typical LTCI policy covers a broad range of services, including home health care, assisted living, and nursing home expenses. However, the dilemma for most individuals is that if they wait too long to acquire a LTCI policy,  and their health deteriorates or they show signs of needing long-term care assistance, the LTCI company will not issue a policy to them. Furthermore, a number of the carriers are pulling out of the California market and are no longer offering policies.



D.        M E D I - C A L.

Medi-Cal is a federal/state entitlement program which funds nursing home long-term care costs associated to individuals with low incomes, and very little resources/assets. The general guide lines of the Medi-Cal Program are set forth in Federal Law.


These federal statutes are found in Title XIX of the Social Security Act, 42 USC § 1396 et. seq., 42 CFR § 430 et. seq., and 20 CFR §416 et.seq.With the federal government providing a significant portion of the financing for the Medi-Cal program, in order for an individual state to receive federal funding, the state must comply with the applicable federal statues and regulations.


The Centers for Medicare and Medicaid Services (“CMS”), formerly known as the Health Care Finance Administration (HCFA), is responsible for interpreting the federal statutes, maintaining the rules and regulations, and monitoring and enforcing state compliance with federal law.


LONG TERM CARE

Active Membership

​​HOW DO I QUALIFY FOR MEDI-CAL?


Your best resource for understanding Medi-Cal is to seek help from an Elder Law Attorney who

is up to date with current rules and regulations promulgated by the

Care Services Department of Health. 


We, at Elder Law Center P.C., are professionals working with Medi-Cal Eligibility Case Workers

and Financial Advisors. 


Let us help you receive the entitlements

that are available to you. 


CLICK HERE 

for Information about a FREE CONSULTATION

WHO PAYS FOR LONG TERM CARE?



A.          P E R S O N A L   S A V I N G S

With a sizeable net worth, an individual may be able to employ this option. However, it is well-known fact that nearly half of all nursing home residents run out of money and find it necessary to qualify for the Medi-Cal benefits within the first year of their stay.



B.          M E D I C A R E
Many individuals mistakenly believe that the Medicare Program will cover the entire cost of a nursing home stay.  However, they are wrong!  In fact, the Medicare Program only provides coverage for skilled nursing home care, with a maximum of 100 bed days.


Additionally, Medicare does not provide any coverage for the most common type of nursing home care, which is defined as “custodial care.”



Skilled Nursing 
Home Benefits
Resident Pays 
Medicare Pays
Days 1-20
$0
All
Days 21-100
$157.50
Balance
Days 101+
All
None



Elder Law Center, P.C, 

3600 Lime Street

Building 4, Suite 412 
Riverside, CA 92501

Main Phone

1-951-300-2122

Other

1-951-684-5608

Toll Free

1-800-660-5608

Fax

1-951-684-1106

E-mail Address

info@elderlawcenter.net

www.elderlawcenter.net


​​​​​CONTACT US TODAY

FREE Initial Consultation

Toll Free  

1 - 8 0 0 - 6 6 0 - 5 6 0 8


Phone 

9 5 1 - 3 0 0 - 2 1 2 2


 For More Information

 ​Click Here​​​​​​


2015 Copyright -

All Rights Reserved

Contact Information for Site:

Elder Law Center, P.C.

Attn: Advertising Department 

3600 Lime Street, Bldg. 4-412

Riverside, California  92501

Phone:  1-951-684-5608

Fax:  1-951-684-1106

Email:elc@elderlawcenter.net